Homeowner Insurance

About Homeowner Insurance

 

Owning a home isn’t just about bricks and mortar; it’s about the dreams woven, memories created, and the lifetime of efforts put in to attain it. The sense of stability and comfort that a home provides is unparalleled. It’s a personal sanctuary, an emblem of security, and, in many ways, a reflection of who you are. That’s why homeownership is often described as one of life’s most priceless accomplishments. But with such a precious asset comes the responsibility of protecting it. Enter homeowners insurance, the shield your sanctuary needs.

Examples of Homeowner Insurance Coverage:

Structural Damage

This coverage ensures payment for the repairing or rebuilding of your home.

Personal Property Loss

This coverage protects property or items in your home. You are covered for the following:

  • Furniture
  • Clothes
  • Appliances
Liability Protection

This coverage protects you if there is an unfortunate accident at your home, which you are liable for. You are covered for the following:

  • Medical Bills
  • Pain and Suffering
  • Wages
  • Death Benefits
  • Legal Costs
  • Coverage Away from Home
Additional living expenses (ALE)

This coverage ensures you are reimbursed if in a covered loss your expenses exceed the insured normal expense for the cost of maintaining a comparable standard of living. You are covered for Hotel bills.

Vandalism

You return home to find that someone has sprayed graffiti all over your garage door and broken several windows. Your policy would cover the cost of repairs and cleaning.

Damage from Specific Disasters

A pipe bursts in your home, flooding your basement. Homeowners insurance cam cover the cost to repair the damage, replace ruined personal items, and even the cost to stay elsewhere if the home is uninhabitable.

Our Clients Love Us

My family uses TR Insurance agency for many of our insurance needs. The staff is always professional and responsive and knowledgeable. They go above and beyond to assist and do whatever it takes to provide the services that are needed. Thanks to TR Insurance Agency for all of your hard work!

- Shana Washington

I called and within Minutes I had quotes for home and auto insurance and they treated me as if I had been dealing with their company all my life from day one I really appreciate your help and your knowledge I would recommend you guys to everyone I know.

- Bruce Tucker

Every time I have an issue it’s solve in a speedy manner the agency always calls me back right away. Great agency with great people. I’ve recommend to my friends. Thanks for all u do.

- Karen Misilmeri